Gemstone Microfinance Deposit Products

Our deposit accounts are savings account, current account, fixed deposit or any other type of our bank account that allows money to be deposited and withdrawn by our customers.

Daily Savings Account

Nice daily savings scheme product is designed for Traders, Artisan, Self Employed and Individuals, who may not have time to go to the bank to deposit money.

Features:
  • You can open this account with any amount
  • Weekly statement alert on transaction
  • Grant you access to obtain easy life loans
Requirements:
  • A dully completed account opening package(KYC) form
  • Two(2) passport photograph
  • Copies of acceptable means of identification (Driver's License, International Passport, National I.D, Voters Card,and any other acceptable identification document deemed fit for the bank)
  • Ultility Bill issued within the last 3 months(PHCN bill, Water corperation bill etc.)

Target Savings Account

Target savings product is designed for Traders, Artisan, Self Employed and Individuals, who may have a particular project they look forward to using funds for, either a mini or a major project.

Features:
  • You can open this account with any amount above 1,000 Naira
  • Weekly statement alert on transaction
  • Grant you access to obtain easy life loans
Requirements:
  • A dully completed account opening package(KYC) form
  • Two(2) passport photograph
  • Copies of acceptable means of identification (Driver's License, International Passport, National I.D, Voters Card,and any other acceptable identification document deemed fit for the bank)
  • Ultility Bill issued within the last 3 months(PHCN bill, Water corperation bill etc.)

Special Savings Account

Why go to the bank? Let the bank come to you. The concept of nice at your doorstep banking is to bring banking to you.

Features:
  • You can open this account with any amount
  • No Minimum balance
  • Transfer
  • Grant you access to obtain any of gemstone Loans
  • SMS Alert on request
Requirements:
  • A dully completed account opening package(KYC) form
  • Two(2) passport photograph
  • Copies of acceptable means of identification (Driver's License, International Passport, National I.D, Voters Card,and any other acceptable identification document deemed fit for the bank)
  • Ultility Bill issued within the last 3 months(PHCN bill, Water corperation bill etc.)

Fixed Savings Account

Why go to the bank? Let the bank come to you. The concept of nice at your doorstep banking is to bring banking to you.

Features:
  • Minimum deposit of N100,000
  • No Minimum balance
  • Transfer
  • SMS Alert on request
Requirements:
  • A dully completed account opening package(KYC) form
  • Two(2) passport photograph
  • Copies of acceptable means of identification (Driver's License, International Passport, National I.D, Voters Card,and any other acceptable identification document deemed fit for the bank)
  • Ultility Bill issued within the last 3 months(PHCN bill, Water corperation bill etc.)
  • A dully completed account opening package(KYC) form
  • Two(2) passport photograph
  • Copies of acceptable means of identification (Driver's License, International Passport, National I.D, Voters Card,and any other acceptable identification document deemed fit for the bank)
  • Ultility Bill issued within the last 3 months(PHCN bill, Water corperation bill etc.)

If you’re іn thе mаrkеt for a lоаn, wе encourage уоu to gіvе uѕ a саll or come in for a chat. If уоu prefer tо соmmunісаtе еlесtrоnісаllу, рlеаѕе fіll out thіѕ соntасt form, and a bank representative wіll get in tоuсh wіth уоu shortly. At Gemstone Microfinance, wе understand thе lосаl and international market аnd wе care аbоut our customers fіnаnсіаl wеll-bеіng!

Still thinking? When it comes to.
  • Fixed Rate Loans.
  • Adjustable Rate Lоаnѕ
  • Daily and monthly savings
  • Equipment financing Lоаnѕ
  • 100% Fіnаnсіng Prоgrаmѕ Available
Precise Documentation Process

You need not worry about the documentation process. its easy, precise and detailed, our staffs are always available to advice and guide you on the terms and conditions where necessary.

  • Simple procedure
  • Less Document
  • Staff Guided